America’s Gold Buyers is the best place to sell your gold
About America’s Gold Buyers Inc.
Want to sell gold jewelry for cash? America’s Gold Buyers, Inc is your neighborhood gold buyer that pays top dollar for your new, old, or unwanted gold jewelry. We guarantee to beat our competition by 110%. We’re committed to making you our next satisfied customer. America’s Gold Buyers, Inc offers fast and friendly customer service and the best prices for your gold. Sell your gold jewelry now by clicking on our Store Locator to find the contact details for the closest location to you. We can deliver the highest prices when you sell gold because we process gold in large volume!
We cut down on costs by cutting out the middleman and keeping the entire process in-house. Our partner refines and purifies the gold we buy. All of which means our costs are lower than the competition’s and we can pass the savings on to you! With America’s Gold Buyers, Inc. you’ll receive top dollar for your gold’s true market value. For large volume customer’s payouts are even higher!
Many gold buyers pay just pennies on the dollar for your gold, because they need to pay for their overhead. America’s Gold Buyers, Inc is different kind of Arizona gold buyer. Unlike other gold buyers, we keep everything in house, thus limiting our overhead and this allows us to pay you more. So now, even small amounts of gold can earn you top dollar!
Please feel free to call one of our friendly gold representatives who can personally help you with your gold transaction. Come in to today! And let us make selling your gold quick, easy and profitable for you!
About Loans 2 Go U.K. – Logbook Loans Are Title Loans
About Loans 2 Go U.K. Logbook Loans
What is a log book loan?
A logbook loan is a loan secured against your vehicle (sedan, coupe, truck, sports utility). In exchange for the logbook or V5 of your car, a log book loan company like Loans 2 Go will lend you money.
How do I apply for a logbook loan on the U.K.?
Simply use the application form at Loans 2 Go’s logbook loan and V5 website. You will be shortly contacted by a logbook loan lender at the time you choose.
Are there any restrictions when applying for a log book loan or V5 loan?
Yes. You can only get a bad credit loan or logbook loan or V5 loan if you are the legal owner of your vehicle, you possess the logbook (V5) of the car. The car must be fewer than 10 years old, and the car itself must be free or nearly free of finance.
Do Loans 2 Go provide logbook loans?
Yes. Loans 2 Go provides a financial service, and is the direct lender. We can provide you with a bad credit logbook loan quote free of charge after you apply for your fast auto loan. We can give you a quote with any credit.
How quickly can I get a logbook loan?
In some cases, when you apply for a logbook loan you can receive the money on the same day. The process is usually very fast.
All loans granted subject to affordability. Proof of income will be required. A Logbook Loan is secured on your vehicle.
Business Equipment Leasing with Genesis Enterprises
Welcome to Genesis Capital Enterprises business equipment leasing and financing. When owning a business or running an office there are a lot of expenses and capital needed to maintain a well run organization. Genesis Capital offers specialized leasing and financing plans that will save you and your company money in the long run and will not affect your credit score.
When deciding to acquire new equipment for a company paying out of pocket or applying for a traditional bank loan are not your best options. You want to limit the amount of funds you allocate for equipment. Paying out of pocket restricts your liquid assets and applying for a bank loan not only hurts your credit score but limits your options in case of emergency. When you lease business equipment through Genesis Capital you can obtain the necessary equipment with no money down and affordable monthly payments. Our goal is to provide you better value, and to assist you in running your business as smoothly as possible. Why spend unnecessary money on equipment you can lease? The next time you are in need of any office/business equipment, make sure you get it from Five Point Capital.
Save Time! Apply today for a Genesis Capital Enterprises Account. With no obligation for applying, your account, if approved, is available immediately or is ready to use when a vital piece of equipment breaks down and needs to be replaced.
Genesis Capital can provide you with a business cash advance to upgrade your equipment and to expand your business. Your cash advance can be used for various purposes, there are no restrictions on how you use your cash. Complete the short form and a friendly underwriter will call you back.
4500 Biscayne Blvd Suite 310
Miami, FL 33137
Tel. (786) 369-1258
Toll Free (877) 384-8031
Fax (786) 369-1278
E-fax (718) 228-8071
Merchant Cash Advance Medical Professional Example
“As a medical professional, I am constantly worried about my patients and their well-being. Sometimes my attention to the health of my business takes a back seat. Believe it on not, a new medical practice has a very thin margin, and there is more overhead than you might imagine. Before I was in practice for even two years, I had fallen seriously behind on some supplier bills and utilities. I couldn’t believe I had found myself in this predicament, so I took control of my situation and called Genesis Capital Enterprises to get a much needed merchant cash advance. My merchant cash advance was easy to get, and even easier to pay back. It was so simple, just a percentage of my future credit card sales is put towards my business loan every time a patient swipes their card. I don’t even have to think about it. Genesis Capital Enterprises was able to help me get the working capital I needed to get my practice back on track so I could go back to focusing 100 percent on what’s important-my patients. Without Genesis Capital Enterprises, I am certain my practice would have failed and I would no longer be serving the community I grew up in.”
Is the approval process easy when applying for a Business Cash Advance?
In today’s economy, it would be much easier to get approved for a business cash advance, than it would be to get a loan from any bank in the USA. A business cash advance provider looks at: the businesses credit card processing receipts, the longevity of the business and the credit worthiness of the owner. Financial Institutions focus more on the cash flow statements, profit & loss, and balance sheets. In my opinion, a business cash advance is more easily obtainable given the underwriting criteria.
How long will it take to receive the funds?
Once the business cash advance application is submitted, it takes approximately seven to ten business days for the merchant to receive the funds into their specified bank account. Keep in mind if our underwriting department requires more documentation, it will take longer for the merchant to get approved.
Genesis Credit Card Processing – Glossary
Merchant Services Website Glossary
I found this great merchant service glossary for those looking to understand the payment services jargon:
Account number-A numeric code assigned to a cardholder account identifying the issuer and type of financial transaction card.
Acquirer- An accredited financial member that presents transaction data into interchange, either directly or indirectly, while upholding the merchant relationship and receiving the data from the merchant or card acceptor.
Authorization- A procedure where a transaction is approved by or on behalf of an issuer; allowing the payment sales validation to be understood by telephone, authorization terminal or the merchant.
Authorization Code- While processing a particular Visa card transaction you will receive a code that advises you that you have acquired the authorization. Note: You should write this on the sales draft.
Automatic Clearing House (ACH) - A nationwide electronic funds transport network which facilitates participating financial establishments to dispense debit entries and electronic credit to bank accounts and to settle such admissions.
Automated Teller Machine (ATM) - A free-standing, magnetic stripe-reading workstation that accepts loan payments; dispenses cash; enables a bank customer to order transfers among accounts and compose account inquiries; and accepts deposits.
Address Verification System (AVS) - In 1996, Visa/MasterCard command center introduced a new parameter requiring all businesses who manually key in the bulk of their credit card transactions to have a particular fraud prevention element on their credit card processing equipment. This element is referred to as an address verification system (it verifies to see that the billing address given by the consumer matches the credit card). If you opt not to use VISA, AVS, and MasterCard will not support your transactions and will charge you an extra 1.25% on those sales.
Bankcard -A debit or credit card supplied by a financial establishment or bank, such as a Maestro card or MasterCard.
Bank Rate - Also known as “Discount Rate.” This is a percentage of each transaction that the bank charges as per Master Card and Visa Rate requirements. All banks are obligated to have at least 3 rate structures: Imprinted or phone authorized rates (the highest rate e.g… 2.62%), Face to face retail (typically the lowest rate e.g.. 1.49%). And a rate for Phone, Mail and Internet rates (slightly higher e.g… 2.24%). It is extremely important to properly classify the way you will accept credit cards so that you can attain the best rate structure.
Business Profile - The Associations (Visa, MasterCard) categorize all merchant types into one of three categories (1) Internet; (2) Mail Order Telephone Order (MOTO); or (3) Swiped Accounts. Interchange Rates will fluctuate depending on the business type.
Batch - A compilation of credit card transactions saved for presenting at one time, generally each day. Batch fees are charged to persuade a merchant to submit his or her transactions at once, rather than throughout the day. Merchants who do not have real-time verification systems must submit their transactions physically through a POS terminal.
Cancellation Code – There is a specific code that a car rental or lodging merchant provides to a cardholder when a cancellation occurs. This code proves that the cardholder cancelled a reservation.
Capture - The settlement and processing of a credit card transaction once it has been submitted. Real-time processing software and POS terminals capture transactions to propose to credit card terminals or merchant account suppliers.
Cardholder -An individual that has been issued or has been approved to use the card.
Cash Disbursement - The cardholder can obtain cash or traveler’s checks at a qualified and approved agent or branch of a member financial establishment, or cash at an ATM, the transaction will post to the cardholder’s MasterCard account.
Charge Back - A Charge Back typically happens when a card holder questions a credit card transaction with the credit card issuer. The issuing credit card company initiates a charge back against the merchant account. The sum of the disputed transaction is instantly withdrawn from the merchant’s bank account. The merchant has 10 days in which to challenge the charge back with proof of delivery, proof of purchase, or signature, etc. A charge back fee is more often than not assessed to the merchant on top of the actual transaction. See also retrieval request.
Charge Back Defense - A consumer, who states he did not place an order, did not receive his goods or services, can ask his issuing bank to charge back the merchant. The Issuing Bank sends the charge back request to the merchant bank, which forwards it to the merchant requesting to validate the charge. Information such as the customers signature, an invoice or folio, the amount, shipping documents, the shipping address (used in AVS during the authorization) are needed to defend against a charge back.
Clearing - The exchanging of financial transaction details between an issuer and an acquirer to assist in posting of a cardholder’s account and reconciling a customer’s settlement position.
Co-Branded Card - A credit card supplied equally by a merchant and a member bank, bearing the “brand” of both.
“Code 10″ Authorization - Is a voice authorization code that can be originated, when a customer is acting suspiciously or you suspect a card is stolen or fake.
Commerce Server - A Web server that inhibits the software needed for processing customer orders via shopping cart programs, the Web, dynamic inventory databases, and online payment systems. Commerce servers are generally secure servers.
Corporate Card - A bankcard or credit card issued to corporations/companies for the use of business expenses for company employees. The company is usually responsible for any abuse of the card.
Credit Card - A plastic card having a magnetic stripe assigned to a cardholder that has a limit on how much credit is available. It can be used to purchase services, goods or to obtain cash withdrawals on credit, for which a cardholder is then billed by an issuer for repayment. Either the credit extended can be paid at once or on an installment basis.
Credit Card Processors (or third-party processors) – Merchant services suppliers that deal with the details of processing credit card transactions between credit card issuers, merchants, issuing banks, and merchant account providers. Before contracting for credit card processing services, website operators establish their own merchant account.
Currency Conversion - The process (procedure) by which the transaction currency is converted into the currency of settlement or the currency of the issuer (For Example: Visa or MasterCard) for the purpose of facilitating transaction authorization, clearing and settlement reporting. The currency of transaction is determined by the acquirer (For Example: Issuer Visa or MasterCard); the currency of the issuer is the preferred currency used by the issuer, and most often, the currency in which the cardholder will be billed.
DDS (Digital Data Storage) debit card - Consumer use this financial instrument in lieu of cash. Debit cards deduct purchases made directly from the cardholder’s account replacing checks. Visa and MasterCard are now offering banks and other financial institutions their debit cards.
Debit Card - A plastic card issued by a financial institution that can be used to purchase goods and services or to obtain cash. The cardholder’s asset account is debited by the issuer.
Digital Wallet - Software that allows Ecommerce transactions. A customer must establish an account with the credit card processor before they can make a purchase.
Discount Rate - See “Bank Rate.”
Draft/Sales Draft - A way of keeping a record to document that a service or good was purchased.
Electronic Commerce Indicator (ECI) - An indicator that tags transaction data from an Internet transaction and sends it to Visa and MasterCard. Merchants must use an approved ECI compliant payment gateway if the majority of their sales are via the Internet.
Electronic Draft Capture (EDC) – A system where processing and storage of transaction data is captured at the merchant location.
Electronic Funds Transfer (EFT) - A way to transfer funds via a telephone instrument, computer, terminal or magnetic tape. Making transfers convenient and paperless.
Emboss - The raised characters printed on a bankcard or merchant credit card.
Equipment - A terminal (like the VeriFone Tranz330), Software or the Internet that conduct credit card transactions electronically by using Electronic Draft Capture (see EDC).
Factoring - The acquisition of “accounts receivable,” or debts owed, in exchange for immediate payment at a reduced rate. Rather than take a percentage of the transaction or other fee, some ISOs in the Ecommerce world choose to process credit card transactions through their own merchant account, instead of an account established by the merchant. Factoring of credit card debt is illegal.
Floor Limit - A dollar amount that limits the use to determine which Visa card transactions that must get authorized. Let’s say your business has a floor limit of $1000, any transaction over this amount will need to get an authorization. Note: For any transaction amount for all mail orders, telephone, and airlines an authorization would be necessary.
Holdback - A reserve that holds a portion of the revenue from a merchant’s credit card transactions. The merchant account lender uses this reserve to cover possible charge back fees, disputed charges, and other expenses. There is a time frame that is used to determine when holdbacks are turned back over to the merchant. Note: Where holdbacks are concerned, a merchant account lender almost never has to pay interest.
Imprint – An impression made from a customer’s card that will show up on the draft. It’s a guaranteed way to demonstrate that the card was present when the sale was made. Note: If you use a magnetic-stripe-reading terminal it will create an electronic imprint that includes the correct point-of-sale (POS) entry code.
Imprinter -A piece of equipment that produces a copy of the embossed information on the bank or credit card. The information will show up on all the copies of credit slips and sales drafts.
Interchange Fee - The Card Association charges a fee to retrieve the billing information from the cardholder’s (issuing bank), in order for the merchant to get the funds into his bank (merchant bank). Interchange fees are determined by capturing suitable data including address, electronic signatures, and the card swipe and following all credit card regulations. The timeliness it takes to settle the transactions can also affect these fees.
ISO (Independent Service Organization) - A firm or organization that will take a percentage of sales or charge a transaction fee in order to process online credit card transactions. A merchant account must be established before a merchant can contract for ISO services, even though some claim that a separate merchant is not necessary. Also see factoring.
Issuer – MasterCard enters into a contractual agreement with the member (issuer) that will gain the privilege of dispersing the MasterCard cards.
Issuing Bank – When a credit or bank card purchase is made, the purchaser’s bank must issue out the payment to the merchant’s account. The customer’s account will then be billed for the purchase amount.
Magnetic Stripe –On every bank or credit card there is an encoded magnetic strip which holds the cardholders account information. ISO Standards 7810, 7811, and 7813, have specific magnetic and physical characteristics for the magnetic stripe.
Magnetic Stripe Reader – Also known as a card swipe reader, which is a device that translates the date from the magnetic stripe of the issued bank or credit card.
Mail Order/Telephone Order (MOTO) - A mail or telephone order sale in which the buyer has ordered merchandise from the seller that will be credited or debited to a bankcard account.
Member - Master Card International Incorporated offers programs that an institution can become a participant of.
Merchant – A business, corporation or firm which entered into an agreement, where they will accept debit or credit cards, whenever properly presented.
Merchant Account –In order to process credit card transactions a merchant must get approved and be issued a specialized bank account. There are several requirements which include a Processing Solution (to access your merchant account) and a local bank checking account (to deposit funds).
Merchant Bank – The bank that has agreed to accept a merchants deposits generated by bankcard transactions: also known as the acquiring bank or the acquirer.
Merchant Identification Number - To identify your company or business a financial institution will assign it a specific number.
Monthly Minimum – There is a minimum amount for credit card charges that must be met every month otherwise fee will be charged. An example of this would be- you have a minimum of $25 per month. If the discount rate is 2.25% and your credit card volume processed was $1,000.00, 22.50 plus 2.50 will be charged to your account to meet the $25.00 minimum.
MOTO (Mail Order/Telephone Order) Discount Rate – For mail or telephone credit card orders there is a discount rate charged by the merchant account lenders for the transaction, because the actual credit card was not available to the merchant. Due to the increased chance of nonpayment and fraud, MOTO discount rates are usually higher than swipe discount rates.
Payment Gateway – A code that sends out a consumer’s order to and from a merchant’s bank’s transaction-authorizing agent usually a MAP (merchant account provider). See also payment gateway provider.
Payment Gateway Provider –A provider that enables the Ecommerce site to transfer information from the shopping cart, to the acquiring bank with software or a code to complete the credit card transaction. See also payment gateway.
Personal Identification Number (PIN) – A secret code that is four-to-twelve characters, a cardholder is given or chooses when issued a bank or credit card. The purpose is for the cardholder’s protection, to accurately approve terminal or ATM transactions at the point-of-interaction device.
Point of Sale (POS) Terminal – Also known as a terminal machine, it’s a device that allows you to slide the credit card through to make a purchase. Grocery stores, restaurants, and most retail stores use these terminals for credit card authorizations. It takes only a few seconds and is accurate, fast, and easy to make charges on a customer’s credit card.
Processing Solution - A virtual product, software or device, like a credit card terminal that gives you the ability to verify, approve and deposit credit card transactions by allowing you to connect the Merchant Account.
Purchasing Card - Intended to help companies reduce administrative costs associated with paying, tracking, authorizing, reconciling, and maintaining control of purchases.
P-Cards – A Purchasing Card that allows goods and services to be purchased while helping companies reduce administrative costs and help control small purchases. Most companies are now using P-Cards as an alternative to paper invoices.
Real-Time Processing – Perfect for an internet-based business, by allowing your customer’s credit card information to be processed and validated for you automatically. A very quick way to receive the money into your bank account while charging the credit card almost instantaneously.
Receipt - At the point of sale, a cardholder will receive a hardcopy document representing the transaction that just took place. Most receipts include: merchant name/location, date, amount, primary account number, and reference number.
Recurring Fees - Monthly fees that are assessed for upholding a merchant account, fees that will normally reoccur are: monthly minimums, transaction fees, discount rates, and statement fees.
Reserve Account – See “Holdback.”
Retrieval Request - A retrieval request is initiated when a bank wants order information for some reason, or the cardholder cannot remember a credit card transaction. The retrieval request will turn into a charge back, if the merchant does not respond within 10 days with the order information. In most cases there is a fee associated with a retrieval request against the merchant.
Risk-Adjusted Rates - Many Credit Policy Requirements have been developed by The Associations (MasterCard, Visa) to recognize proper risk classification such as: sales method, customer type, delivery dynamics, location, principal’s personal credit report, and business longevity.
SSL (Secure Socket Layer) – The technique for date processed over the Internet to be encrypted, including Ecommerce passwords and transactions. SSL enables servers and clients to encode and decode their communication exchanged through their public keys.
Settlement – The exchange of financial information between the cardholder and the merchant, emerging from sale proceeds, merchandise credits, and cash disbursements.
Setup Fees - Required costs for creating a merchant account, purchasing equipment, licensing software, and application fees.
Smart Card - A plastic card that stores electronic “money” in a computer chip. Its purpose is similar to a prepaid calling card; however it is available for all purchases. Smart cards are only able to retrieve the actual dollar amount that has been deposited on it.
Stored Value Cards - Currency is deposited with the issuer, and is comparable to a debit card. Except for one important variation stored value cards are anonymous while debit cards are typically issued in the name of individual account holders.
Swipe Discount Rate - Merchant account providers impose a discount rate for transactions where a credit card is obtainable for inspection by the merchant. MOTO discount rates are higher, because the merchant doesn‘t have access to the actual credit card and cannot match signatures to check for fraud or misuse.
Third-Party Processing – Issuers or Acquirers having parties acting under contract processing transactions.
Transaction – An activity on a cardholders account between the merchant and the cardholder or member and the cardholder.
Transaction Date – The date a cardholder makes a purchase of things of value, services, or goods, or takes cash withdrawals.
Transaction Fee – A fee is charged for each credit card transaction in the amount of $0.20 up to $1.00, collected by the MAP (merchant account provider) or ISO.
It’s Not a LOAN… It’s a Merchant Cash Advance – Genesis Merchant Services
Never Use The Four Letter Word
When you were child, you were probably taught to never use certain four letter words. In the merchant cash advance space, there is one word letter word that you never should be using when presenting this product to a merchant, “L-O-A-N.”
Any finance company selling a true merchant cash advance product that is a factoring product, meaning you are purchasing a merchant’s future credit card receivables at a discount, you need to understand the difference between a loan and a factoring product such as a merchant cash advance. There may be some “loan” products offered by companies to merchants that this article may not apply to, so I would check with your merchant cash advance provider whether or not they are offering a loan product or a factoring product. Almost every product I know of in the merchant cash advance industry with the exception of one or two is NOT a loan product.
No Fixed Payments
One difference between a loan product and a merchant cash advance is there is no fixed time period with a merchant cash advance. For example, if you walk into a traditional bank, every loan product they offer has a fixed time period – eg. a 30 year mortage, a 5 year auto loan, a 5 year SBA loan, etc. With a merchant cash advance, a merchant is simply agreeing to sell a percentage of their future credit card receivables at a discount and allowing a merchant cash advance provider to collect those payments by taking a set percentage of a merchant’s future credit card processing sales. For example, lets say you purchased $20,000 worth of future credit card processing receipts for $16,000 from ten different merchants on the exact same day. And in this example, the agreement called for the merchant to collect 20% of the merchant’s future Visa/Mastercard sales until $20,000 was collected and the advance was paid off. Each of the ten different merchants will pay off the advance in ten different time periods – one merchant may take seven months, another nine months, another twelve months, etc. Again, unlike a loan, there is no fixed time period with a merchant cash advance.
Another distinction between a loan and a merchant cash advance is there is no fixed monthly payment. A loan requires a fixed monthly payment amount (or in the case of some mortgages, a fixed bi-weekly amount). With a merchant cash advance, there is no fixed monthly payment as we are taking a percentage of a merchant’s future credit card sales. For example, if a merchant’s cash advance contract calls for 20% of their future Visa / Mastercard sales and they process $10,000 worth of these sales in Month 1 after taking the advance and $5,000 worth of future Visa / Mastercard sales in Month 2, then the amount they will pay back the merchant cash advance provider will be $2,000 Month 1 (20% of $10,000) and $1,000 Month 2 (20% of $5,000). As you can see, unlike a loan, there is no fixed monthly payment with a merchant cash advance. In addition to a legal difference, there is also a cash flow benefit to the merchant with a merchant cash advance compared to a traditional loan. That is, if their sales slow down, the amount they owe their merchant cash advance provider slows down since it’s a percentage of their future sales that determines how much they pay back each month on their advance. With a bank loan, a merchant has to worry about making a fixed monthly payment to the bank regardless of how sales were that month. If they can’t, they can default on their bank loan which can include the bank eventually foreclosing on personal assets that the borrower may have had to pledge.
Another difference between a merchant cash advance and a loan is there is no interest being charged with a merchant cash advance. A loan has an interest rate, while a merchant cash advance does not. A merchant cash advance involves buying future credit card sales at a discount. For example, if you are buying a merchant’s future credit card sales for .75 on the $1, then you would purchase $10,000 worth of future sales for $7,500. You are buying these sales at a 25% discount, this is a discount (remember, this is a factoring product), not an interest rate. One of the reasons why there is no interest rate is because as discussed above there is no fixed time period to collect these sales purchased, it can take seven months, twelve months, fifteen months, etc. The time period it will take to pay off the advance is unique for each merchant as it is based on how much credit card sales the merchant actually processes
since they received the advance.
One of the key differences between a loan and merchant cash advance is their is no recourse with a merchant cash advance. One of the key attributes of a loan is there typically is a personal guarantee. A true merchant cash advance should be a purchase transaction and there is no recourse to the owner should they legitimately go out of business. With that said, this is not a free for all for fradulent merchants to take a cash advance and not pay it back. Most merchant cash advance provider contracts will have a fraud guarantee on the merchant personally. Some examples of a fraud guarantee where a merchant can be held personally liable are if a merchant misrepresented the information on their application that the merchant cash advance provider used to approve them, sells their business without paying off their balance on the advance, and/or disrupts the merchant cash advance provider’s ability to collect the future credit card sales they purchased (this can be done by changing compatible processors, blocking ACHs, changing bank accounts, etc.)
In conclusion, when selling a true merchant cash advance product, you should be using the correct terminology such as “advance” instead of “loan” and “discount” instead of “interest.” If a merchant asks you what is the difference, you should be able to point out the attributes of a merchant cash advance discussed above which are no fixed time period, no fixed monthly payment, no interest rate and no personal recourse.
To properly inform the merchant the type of product you are selling, I recommend putting a notice on your website, marketing materials, etc. that indicate it’s a merchant cash advance. Something to the effect of “Note: This is a merchant cash advance factoring product and not a loan product.”
Genesis Restaurant Merchant Cash Advance – No Fixed Payments
• Easy Application / No App Fee
• Builds positive business credit
• Unsecured
• Flexible Repayment Options
A restaurant cash advance is the best option when you need restaurant capital, but don’t have the perfect credit to qualify for most restaurant loans. A restaurant cash advance is easy to qualify for, and once you’ve gotten one, it will actually work to build your credit. In the meantime, your restaurant finance problems are solved because you’ve got the restaurant capital you need. A restaurant cash advance is a great solution for the present and a smart investment in your restaurant’s future.
The Fast Solution To Restaurant Finance Struggles
Strapped for cash? You’re not alone. Many service industries struggle to get working capital. Whether you’re expanding for a new project or need restaurant financing to help cover a temporary decrease in revenue, a restaurant cash advance is a great option. A restaurant cash advance allows you to borrow on your future income, paying back once you get paid. The typical restaurant cash advance has very low credit score requirements, so it’s a great fit for any restaurant. Plus, a restaurant cash advance actually builds credit as you pay it off, helping you qualify for other types of restaurant financing in the future.
Genesis Business Advance Has The Restaurant Capital You Need
The best place to get a restaurant cash advance is Genesis Business Cash Advance, a leading company of online business advances across the country. Genesis Business Cash Advance is a restaurant cash advance specialist, providing fast service and good advice. We want to see you thrive, which means we do more than just offer restaurant capital. If you have questions, we’ll help you. And we’ll never steer you toward a particular type of restaurant finance solution just because we prefer it. We want you to have the restaurant cash advance that is best for your business. It’s as simple as that.
Get A Restaurant Cash Advance Deposited To Your Account In Just 7 Days
Just fill out the Genesis Business Cash Advance restaurant cash advance application to get started. The form takes less than a minute, and you’ll be able to see your restaurant capital offers instantly! Select one and our approval system will get back to you quickly. You could have the restaurant capital you need in your account and ready for use 3 days after sending us your application. Stop waiting for restaurant capital, and start being proactive with a restaurant cash advance from Genesis Business Cash Advance.
The New Small Business Loans are Merchant Cash Advances – No Fixed Payments
Merchant Cash Advances from Genesis Capital Enterprises are a great way to get working capital for many small and medium-sized businesses. Thousands of small businesses have used Genesis Capital Merchant Cash Advances to obtain the working capital needed to stabilize, grow, and take advantage of opportunities.
A Merchant Cash Advance is the purchase of future credit card receivables; it is not a loan. Sometimes called “business cash advance” or “credit card factoring,” eligibility for a Merchant Cash Advance is primarily based on the strength and consistency of your business’ credit card sales. There are few other minor requirements like being in business and accepting credit cards for a least a year. A 500 or better on your credit score can really help you get the cash advance much quicker.
For many business owners, a Merchant Cash Advance offers benefits that are not available from lenders and other financing sources. For example, while a business owner’s personal credit history may be reviewed for a Merchant Cash Advance application, a poor or damaged credit history is not an automatic denied for a business. While many working capital options might take weeks or longer to secure, a Merchant Cash Advance puts money in-hand in as few as 7 business days, and this money can be used for any business purpose. Genesis Capital Enterprises can you approved in 42 hours.
Perhaps best of all, a Merchant Cash Advance is very “cash flow friendly” to the business: Genesis Capital Enterprises gets paid back when you process your credit card payments. We take a small fixed percentage of your weekly credit card sales. So if you have a slow month your payment back to use will be in scale.
We encourage you to take advantage of the information and resources offered to learn all you can about your business’ potential options for working capital. Get started today by clicking on this Merchant Cash Advance Application Link.
Small Business Loan Alternative – Merchant Cash Loan
DO YOU NEED WORKING CAPITAL? DOES YOUR BUSINESS NEED A STRENGTHENED CASH FLOW TO ADVANCE IN THE MARKET?
Fast Business Cash Advances $2,500 – $250,000
Turn your future sales into cash with a Genesis Business Cash Advance:
We can alleviate the stress of limited cash flow by purchasing a small percentage of your future credit/debit card sales: You can use this cash where your business needs it to be. These merchant cash advances are the best alternative to traditional small business loans offered by the banking industry.
EFFICIENCY
You can borrow up to $ 250,000 for each of your business locations with Genesis Merchant Cash Advances. With our program you can receive your advance within 7 days of your application approval. Our company is the leader for providing quick and efficient business cash advances to businesses using future projected sales as the base for the advance. [site name] will purchase future credit/debit card sales using Visa, MasterCard, American Express and Discover thereby offering working capitol for your business against these sales from all these types of credit card companies.
OUR PROGRAM OFFERS:
• We are the lender, NOT a reseller
• Up to $ 250,000 per business location
• Over 90% of our customers are approved
• Can receive your funds within 7 days
• Bad credit OK, we can work with you
• You use the cash advance funds where YOU need them
• You pay us when your clients pay you: flexible payments!!!!!!
WHAT YOU NEED TO QUALIFY FOR A MERCHANT CASH ADVANCE
• The business must accept Visa, Mastercard, American Express and/or Discover transactions
• A minimum of $ 2500 in credit/debit card sales
• Personal credit score of a least 500
• Current with your lease
WHY US ?
Our leading edge in the cash advance industry comes from our capacity to identify where is and how to manage commercial working capitol. The first rule to make money is to inventory available cash flow; what it is and where it is. The next important step is to inventory the business’s assets and then to identify the liabilities. Assets that are not working for you or working in your favor become liabilities rather quickly, and will cost you money. You need to discover the potential of your assets and put them to work.
Working capital is the cash flow a business has once all the liabilities have been subtracted from it. If you end up with a positive number then this is your working capital. This money can therefore be re-invested into the company in order to make more money.
Cash flow or working capital needs to exist in a business to permit increased activity leading to earning off of your investment. Inventory and staff are also parts of your capital. If inventory is dormant and is just being stocked it can become a liability. Spend and store intelligently. Inefficient staff can also become a merchant’s liability.
HOW TO INCREASE WORKING CAPITAL?
Be effective with your billing and collection. In this economy procrastination is the name of the game. People wait until the last second to pay their bills. The quicker you enter the monies owed; you can put the money back to work more quickly. Be on it and instruct the accounts receivable to keep track. Be effective with your employees. As the times change your business changes and if staff is ineffective you can loose money. As difficult as this is you need to let certain employees go as the business shifts and transforms. Assess the money making element s of the business and construct the future goals with these in mind. What isn’t working, stop and liquidate.
HAVING CASH AT HAND
Possessing working capital is the difference between success and failure. The reinvestment of gains into the business you can grow and expand the business. By decisively managing your money you will be able to survive this difficult economic landscape.