Posts Tagged ‘easy application’

Tick, tick, tick, tick…

Tuesday, January 6th, 2009
no moar waten fur cazzh

no moar waten fur cazzh

Waiting is hard when you need something now. Long traffic lights or lines at the post office can drive a person batty. Perhaps one of the most aggravating things to wait for is money, especially when you really need it. Everyone has to wait for their paychecks, but we expect it. But when an unexpected expense pops up, that wait can become almost unbearable. In this situation you might be able to call on your family and friends to borrow some cash, but what happens if they have their own debts to pay? In fact, I was just talking to my mother last night, about some upcoming expenses of mine. She said she would lend me some money, so that I wouldn’t have to acquire any debt, but she was already in debt herself and couldn’t afford to. Luckily these expenses of mine are not urgent and they can wait until I do have the spare cash. I just wish I didn’t have to wait. If I had needed the money now, if I was like most people I might look to the bank for a loan. However, loans from a bank usually take time to process the application. Additionally, most banks have very strict requirements for confirmations, verifications, and qualifications. To top it off, if you don’t have a certain credit score you won’t be able to obtain a loan. All together, it can take up to 72 hours for a bank loan to be approved.

If you can’t wait for your paycheck (or it won’t be enough), and a bank loan takes too long, the alternative is a title loan. Auto title loans, also known as pink slip loans, are loans that are granted to a borrower in exchange for the temporary possession of the borrower’s car title, or pink slip. The borrower gets the cash they need and still gets to drive their car. All you need to do to get a title loan is to fill out an application with references, bring in a clear car title, valid drivers license, proof of income, and the vehicle for inspection. The loan process takes as little as 15 minutes, and you get cash in less than 24 hours! It doesn’t get any better than that. No long lines, and no lengthy background or credit checks. To learn more about title loans visit your local title loan lender today. You can get up to $10,000 with a California Title Loan.

The Title Loan Process

Friday, October 31st, 2008

Title loans are small loans where the collateral is the borrowers car title. This type of personal loan is easy to get and the application process is simple. Auto title loans are normally short-term loans and the monthly premiums are low. Pink slip loans are a good choice for people that need cash fast and don’t want to go through a bank and credit checks they require.

The title loan process normally takes just 24 hours. The maximum amount you can be loaned is dependent on the evaluation of your car. It is typical for a lender to offer up to 50% of the value of the car. In order to pawn your vehicle, it must be paid off and have a clear title. To begin the loan process the borrower fills out an application, which asks for income information and references. The borrower must then provide the lender with the clear car title and a valid drivers license or state issued ID. Lastly, the borrowers car is appraised to determine its value.

Unlike regular pawn shops, auto pawn title loans let the borrower keep their car for the length of the loan. Every state has title loan regulations in place that protect the borrower as well as the lender. To learn more about title loans in your area, contact your local title loan provider.