Posts Tagged ‘pink slip loans’

Tick, tick, tick, tick…

Tuesday, January 6th, 2009
no moar waten fur cazzh

no moar waten fur cazzh

Waiting is hard when you need something now. Long traffic lights or lines at the post office can drive a person batty. Perhaps one of the most aggravating things to wait for is money, especially when you really need it. Everyone has to wait for their paychecks, but we expect it. But when an unexpected expense pops up, that wait can become almost unbearable. In this situation you might be able to call on your family and friends to borrow some cash, but what happens if they have their own debts to pay? In fact, I was just talking to my mother last night, about some upcoming expenses of mine. She said she would lend me some money, so that I wouldn’t have to acquire any debt, but she was already in debt herself and couldn’t afford to. Luckily these expenses of mine are not urgent and they can wait until I do have the spare cash. I just wish I didn’t have to wait. If I had needed the money now, if I was like most people I might look to the bank for a loan. However, loans from a bank usually take time to process the application. Additionally, most banks have very strict requirements for confirmations, verifications, and qualifications. To top it off, if you don’t have a certain credit score you won’t be able to obtain a loan. All together, it can take up to 72 hours for a bank loan to be approved.

If you can’t wait for your paycheck (or it won’t be enough), and a bank loan takes too long, the alternative is a title loan. Auto title loans, also known as pink slip loans, are loans that are granted to a borrower in exchange for the temporary possession of the borrower’s car title, or pink slip. The borrower gets the cash they need and still gets to drive their car. All you need to do to get a title loan is to fill out an application with references, bring in a clear car title, valid drivers license, proof of income, and the vehicle for inspection. The loan process takes as little as 15 minutes, and you get cash in less than 24 hours! It doesn’t get any better than that. No long lines, and no lengthy background or credit checks. To learn more about title loans visit your local title loan lender today. You can get up to $10,000 with a California Title Loan.

New Year’s Resolutions

Friday, January 2nd, 2009

It’s a new year again, and time to make resolutions. Right up there with resolving to go to the gym is managing debt. Why is this? Well, just think about the first time you were introduced to credit cards. For most people, college is the first time credit card vendors begin offering the promise of financial bliss. This flooding of college campuses occurred in the early 1990’s when the Discover Card was created and was really blossoming. Today, credit cards are offered you children 10 years old and younger. Toys R Us sells credit cards that children can use to purchase toys. These “credit cards” are actually a pre-paid cards, but subliminally they still send a message to children that credit cards are cool. What is often left unexplained are the consequences debt and how it can affect you for the rest of your life. Credit cards are a loan that uses your credit as collateral. Some families stress the importance of one’s credit as essential. Unfortunately, in most households, this importance is often neglected to be mentioned.

Luckily there are other loans types available that do not have negative effects on your credit. Sadly, these alternative loans, such as car title loans, don’t frequently come up when discussing financial recovery. Title loans use the borrower’s car title (or pink slip) as collateral for the loan. Not only are title loans easy to acquire, they do not use credit as a determining factor, and borrower gets to keep their vehicle during the life of the loan. Most lenders only require A clear car title, valid drivers license, proof of income, and the car for inspection, in order to grant a title loan. You can get cash in hand in less than 24 hours.

Before getting into debt, it is important to research the many ways of getting money when you need it. To learn more about title loans, contact your local title loan lender, get a Georgia Title Loan today!

Are You Maxed Out?

Tuesday, December 30th, 2008

I hope everyone had a great holiday. I know I did, but maybe you didn’t make it through the holidays in the best shape. Perhaps you have hit the limit on your credit cards and now you have to pay them back. You have been making phone calls all over town asking to borrow money. Banks have denied your requests for a loan because of your poor credit and maxed out credit cards. Now what? There are lots of people that are in this situation, especially this time of year. You may feel like there is nowhere else to turn, but if you are looking for another way to get fast cash, here is some great news for you:

When you need money to pay off bills now, or for emergencies, a title loan is a great option. Title loans are loans that are granted to the borrower in exchange for the possession of their car title for the length of the loan, also known as pink slip loans. Title loan lenders understand there is a demand for cash that is needed right now. Title loans supply the borrower with cash without a high risk. Title loans also require no credit checks and there is no long application process. All the lender asks from the borrower is a clean car title, a valid drivers license, proof of income, and the car for inspection. This is all the lender needs to put cash in your hands. Most title loans only take just 24 hours or less get processed and the cash distributed to you. What are you waiting for?

Contact your local title loan lender today! Get an Arizona Title Loan for up to $10,000.

I can has a couple hundred?

Monday, December 8th, 2008

Thanks to the rising prices of just about everything in the consumer market in the US, more and more people are finding they need to borrow a little money. Our bills don’t stop coming, they may even be getting bigger, and our debts don’t just go away on their own. Even if you make an effort to stick to a budget, unexpected situations can pop up that require cash. When these occurrences cause us to go beyond our budgets, borrowing money is often what we turn to.

The question then becomes, who can I borrow from? Friends, family, and banks are a few of the choices we have. Borrowing from family and friends might be the simple answer for some, but for others there is the risk of potentially damaging your relationship. Do you really want to be sitting across from your Uncle Leo at Christmas dinner when you owe him 500 dollars? Now that’s unpleasant! Most of us are familiar with the quiet glares that you get when trying to share a kitchen with someone you owe your half of the rent to.

Now lets explore the bank option for borrowing money. The downside of borrowing from a bank is that the loan process can take a long time just to be approved. Some bank loans take 48 hours to approve. After that, you still have to wait to get the cash you need. Some people also will have trouble even getting approved because of their credit scores. The need for money is universal, we don’t all have the best credit, some of us even have bad credit. Most banks require that a credit to check be done before even starting the rest of the application!

So what do you do when you can’t rely on family or friends, and banks won’t give you the time of day? There are still additional ways of getting the money you need, and when you need it. One of these options is a title loan. A title loan is a loan that is offered by an alternative lender which is provided to the borrower in exchange for the temporary possession of the borrower’s car title or pink slip. The borrower still gets to keep their car and get cash in their hands! All you need for a title loan is a clear title, a state issued ID card, and proof of income! There is no credit check! On top of that, the title loan application process is quick, there are just three steps:

Fill out a title loan application form, available online
Bring in your car to be inspected
Then drive away with as much as 10,000 in cash!

How To Cash In On The Holidays

Monday, December 1st, 2008

Get Easy Money With Car Title Loans

What is a Cash Auto Title Loan?

An auto title loan allows you to receive cash fast without any hassle by using your car title as the collateral for the loan. Trying to get a loan today has become an increasingly difficult and lengthy process. Bad credit problems and high monthly payments are issues for many borrowers when trying to get a loan. Title loans allow the borrower to continue to posses their vehicle even when the loan is in motion.

The Benefits

When you need cash now, whether the money is needed for an emergency, or any other reason, taking out a title loan is a perfect solution. Traditional bank loans have a lengthy application process with wearisome approval procedures, meaning you may not even get the cash you need by the time you require it. With title loans, you receive the following benefits:

Easy Application Process

To apply for a cash title loan you only need the following things:

  • A clean car title, free and clear of liens
  • Your drivers license or state issued ID card
  • The vehicle that corresponds with the title you are using for the loan

Bad Credit OK!

Title loans allow borrowers to obtain personal loans even if they have poor credit ratings. Any imperfections on the borrower’s credit report do not factor in to determining loan approval. Your car title is used in place of credit score requirements and acts as your collateral.

Instant Cash Money

Many things pop up in life that necessitate fast cash. It is common to apply for a loan with the purpose of receiving money for the immediate future. If cash wasn’t needed urgently, the borrower could wait until they have that extra money available. Pink slip loans allow the borrower to get funding same day. Many lenders will even guarantee cash available in 24 hours or less!

The Over All Picture

Auto title loans are a useful solution for any financial personal or business needs. Check with your local car title loan provider to learn more about the benefits of the title loans.

The Title Loan Process

Friday, October 31st, 2008

Title loans are small loans where the collateral is the borrowers car title. This type of personal loan is easy to get and the application process is simple. Auto title loans are normally short-term loans and the monthly premiums are low. Pink slip loans are a good choice for people that need cash fast and don’t want to go through a bank and credit checks they require.

The title loan process normally takes just 24 hours. The maximum amount you can be loaned is dependent on the evaluation of your car. It is typical for a lender to offer up to 50% of the value of the car. In order to pawn your vehicle, it must be paid off and have a clear title. To begin the loan process the borrower fills out an application, which asks for income information and references. The borrower must then provide the lender with the clear car title and a valid drivers license or state issued ID. Lastly, the borrowers car is appraised to determine its value.

Unlike regular pawn shops, auto pawn title loans let the borrower keep their car for the length of the loan. Every state has title loan regulations in place that protect the borrower as well as the lender. To learn more about title loans in your area, contact your local title loan provider.