Archive for the ‘Payday Loans’ Category

Payday loan myths

Every person on the globe possesses the requirement for money and what it represents. It is unfortunate that many people need help financially, especially when unexpected emergencies occur. When the funds we need aren’t available to us in our time of need, we turn to the alternative: borrowing. Luckily, many are fortunate enough to have [...]

Sign Then Drive

You may have heard the term signature loan used when talking about payday loans. This is because a signature loan is, as the name states, a loan that can be acquired with only your signature, no collateral is required. Paycheck loans are very similar in that regard. Payday loans are a fast and effective way [...]

Happy? Columbus Day

…Or Canadian Thanksgiving if you prefer. Today I am thankful that our Slingcatcher was delivered this morning before work. We now have all the components of our new television solution. We’re just having some trouble setting up my parent’s network to allow for remote viewing. I can’t wait to see it in action. If any [...]

What To Expect When Applying for a Payday Loan

There are times in life that cash is needed for emergencies or other things that just can’t wait. Obtaining a payday loan is one common solution for getting the money you need now.  Payday loans are a type of personal loans, and are also known as paycheck loans or cash advances. A personal loan is [...]

No joke, no TV

We STIIIIILLLL don’t have TV. The installer for Dish could only get a signal from the HD satellite, and the channels really weren’t what we wanted. It wasn’t worth the price. Aside from that, there was no place to ground the satellite, so if it got struck by lightning our TV would have gotten fried. [...]

Saving munays

Saving money can be tough in today’s world of constant spending. It is very easy to spend small amounts of money every day and have no idea where it all went just a week later. So here are some pointers on ways to keep track of you spending: For many of us, shopping has become [...]

Title loans can has a win

It is especially important for consumers to educate themselves when it comes to secured loans because whatever the borrower puts up as collateral can be taken away if their debt is not repaid. Title loans can be good for all parties involved, if  everyone is aware of the terms of the loan and there is [...]

I can has sumz sky cred?

So, I applied for a credit card. It’s the Brighter Planet Visa from Bank of America; for every 1,000 you spend you offset 1 ton of carbon emissions.

Lost Interest

At this point I’ve lost interest in the credit card idea… haha, no pun intended. If my roommate wants to look into it he can do it himself. If we are ever in a situation where we need money we don’t have, a payday loan seems like a much simpler option; we could even apply online through a secure website like USAPaydayLenders.com and have money the next day.

Do I need a credit card? Do I even want a credit card?

Even though I like to think we’re good with money, I’m afraid we’d fall prey to the temptation that credit cards present. But really, we both have gone this long with just our debit cards, do we really need credit cards? What I’m most worried about with just debit cards is having money in the right account at the right time. It’s really incredible when you think about it how much credit is really about, literally, buying time.