Lost Interest

At this point I’ve lost interest in the credit card idea… haha, no pun intended. If my roommate wants to look into it he can do it himself. If we are ever in a situation where we need money we don’t have, a payday loan seems like a much simpler option; we could even apply online through a secure website like USAPaydayLenders.com and have money the next day.

Do I need a credit card? Do I even want a credit card?

Even though I like to think we’re good with money, I’m afraid we’d fall prey to the temptation that credit cards present. But really, we both have gone this long with just our debit cards, do we really need credit cards? What I’m most worried about with just debit cards is having money in the right account at the right time. It’s really incredible when you think about it how much credit is really about, literally, buying time.

credit cards vs. cash advances

Payday loans and credit cards have a few things in common. Both are personal loans, a loan in which a lender does not secure the loan with any property. Interest rates of these two products are similar as well.

Papi, I need a cash infusion

Papi, I need a cash infusion of $100 because recent disruptions in the market are straining my cash flow.

Avoiding Payday Loan Mistakes

What’s the Catch?

Payday loans are convenient ways to get cash when you want but if you don’t use this option wisely, it could simply be the cause of your financial ruin. Here are some of the worst mistakes people make …