New Car Smell
The North American International Auto Show started Saturday, so we all will be getting that itch for a new car. Before you run out and slap a down payment on a new Prius, think about what you’re doing. If you don’t have a car payment, and your car is running great, the sole reason you [...]
New Year’s Resolutions
It’s a new year again, and time to make resolutions. Right up there with resolving to go to the gym is managing debt. Why is this? Well, just think about the first time you were introduced to credit cards. For most people, college is the first time credit card vendors begin offering the promise of [...]
Welcome back
Hello world! Welcome to my new home on the web… icanhavepayday.com. I finally have TV, AT&T U-verse. It’s awesome. Did you know that Paris Hilton has a show where she’s looking for a new BFF? How did I live without TV? But seriously… The quality is great, the usability of the set top box/DVR is [...]
Happy? Columbus Day
…Or Canadian Thanksgiving if you prefer. Today I am thankful that our Slingcatcher was delivered this morning before work. We now have all the components of our new television solution. We’re just having some trouble setting up my parent’s network to allow for remote viewing. I can’t wait to see it in action. If any [...]
No joke, no TV
We STIIIIILLLL don’t have TV. The installer for Dish could only get a signal from the HD satellite, and the channels really weren’t what we wanted. It wasn’t worth the price. Aside from that, there was no place to ground the satellite, so if it got struck by lightning our TV would have gotten fried. [...]
What I’ll do for TV
My credit card arrived on Friday. I honestly didn’t ever want to get a credit card. I hoped I’d never need to. Even now that I have one I don’t see why it’s necessary. Stupid Dish Network. I’m not against loans all together but for day to day expenses I don’t see why I’d ever [...]
I can has mael on Sundayz?
The antenna is working great. Woo! I hope there will be some way to plug it into our future DVR, because I’d hate to have to pay Dish for channels I’m already getting for free. The digital/HD channels look sooo good, it’s hard to believe they are free. My roommate was joking that he is [...]
I can has sumz sky cred?
So, I applied for a credit card. It’s the Brighter Planet Visa from Bank of America; for every 1,000 you spend you offset 1 ton of carbon emissions.
Lost Interest
At this point I’ve lost interest in the credit card idea… haha, no pun intended. If my roommate wants to look into it he can do it himself. If we are ever in a situation where we need money we don’t have, a payday loan seems like a much simpler option; we could even apply online through a secure website like USAPaydayLenders.com and have money the next day.
Do I need a credit card? Do I even want a credit card?
Even though I like to think we’re good with money, I’m afraid we’d fall prey to the temptation that credit cards present. But really, we both have gone this long with just our debit cards, do we really need credit cards? What I’m most worried about with just debit cards is having money in the right account at the right time. It’s really incredible when you think about it how much credit is really about, literally, buying time.