Payday loan myths

Every person on the globe possesses the requirement for money and what it represents. It is unfortunate that many people need help financially, especially when unexpected emergencies occur. When the funds we need aren’t available to us in our time of need, we turn to the alternative: borrowing. Luckily, many are fortunate enough to have [...]

Sign Then Drive

You may have heard the term signature loan used when talking about payday loans. This is because a signature loan is, as the name states, a loan that can be acquired with only your signature, no collateral is required. Paycheck loans are very similar in that regard. Payday loans are a fast and effective way [...]

What To Expect When Applying for a Payday Loan

There are times in life that cash is needed for emergencies or other things that just can’t wait. Obtaining a payday loan is one common solution for getting the money you need now.  Payday loans are a type of personal loans, and are also known as paycheck loans or cash advances. A personal loan is [...]

I can has sumz sky cred?

So, I applied for a credit card. It’s the Brighter Planet Visa from Bank of America; for every 1,000 you spend you offset 1 ton of carbon emissions.

Do I need a credit card? Do I even want a credit card?

Even though I like to think we’re good with money, I’m afraid we’d fall prey to the temptation that credit cards present. But really, we both have gone this long with just our debit cards, do we really need credit cards? What I’m most worried about with just debit cards is having money in the right account at the right time. It’s really incredible when you think about it how much credit is really about, literally, buying time.